We believe the first step towards investment advice is proper planning. We seek first to understand the complexities of your unique situation and assist you in identifying specific goals for the future.
These goals often include retirement, funding education costs, or leaving a legacy. Once your plan is in place and objectives are set, we can help you build an evidence-based portfolio that is engineered to maximize the statistical probability of reaching your objectives.
We provide a range of services to help achieve your most important goals.
Financial Planning
We’ll work with you to diversify your retirement income, defend against market volatility, and provide estate planning advice.
- Helping you define your goals for the future
- Understanding if your existing financial arrangements will achieve your goals
- Developing step-by-step plan to accomplish your goals
- Assistance with the implementation of plan
- Monitoring your progress towards your goals
Investment Management
We offer a consultative approach which aims to enhance an individual’s or family’s overall financial situation and at the same time protect their financial wealth in the future.
- Detailed analysis of current investments
- Asset allocation recommendations
- Investment selection and monitoring
- Portfolio rebalancing and tax efficient investing
- Ongoing education and advanced reporting
Wealth Advisory Process
One of the most important components of any successful advisory relationship is truly understanding who you are as a person. That is why we focus on what is most important to you, both financially and personally.
We look at all the major aspects of your financial life, including your specific values and goals as well as your time horizon, income and liquidity needs and ability and willingness to take risk. Together, we will define your personal definition of financial success and work with you to translate this into prioritized goals.
Once we have discovered and understand what is most important to you, we work together to develop and implement a plan to help get you there.
Because life is never static, we closely monitor your plan and make sure that it always reflects your situation. In addition, as financial markets go up and down, we help manage the level of risk in your portfolio through periodic rebalancing.
One of the most important components of any successful advisory relationships truly understands who you are as a person. With our discovery process, we focus on what is most important to you, both financially and personally. Together, we will define your definition of financial success and work with you to translate this into prioritized goals.
In order for us to thoroughly understand you situation, we will take a comprehensive inventory of your current financial position, including strengths as well as any gaps or improvements. We also analyze the effectiveness, composition and expenses of your existing profile. By analyzing specific items for action, we can make sure that your goals and financial situation are aligned.
Based on the analysis, we can develop a long-term wealth plan focused on getting you from where you are today and where you want to be in the future. Through this process, we will address any items that need clarification and make alterations based on any additional information.
Based on the analysis, we can develop a long-term wealth plan focused on getting you from where you are today and where you want to be in the future. Through this process, we will address any items that need clarification and make alterations based on any additional information.
Your plan is never static. That is why we will make the discovery process part of our ongoing meetings so that your plan is always reflects your life. We will monitor your plan closely and provide you with clear and concise reporting. In addition, as financial markets rise and fall, your portfolio’s exposure to stocks, bonds, cash and other investments will tend to fluctuate as well. Through periodic rebalancing, we will make sure your portfolio maintains its target allocation which helps control the level of risk in your portfolio and minimizes emotional decision making.
What Should I Expect from an Initial Consultation Meeting?
An initial consultation with Arrow Wealth Advisors is more than just a discussion about money and financial strategies. Our goal is to provide you with the information you need to determine if we’re a good fit for your needs. At the same time, our goal for the initial consultation is to determine whether or not we believe we can truly add value to your life and finances.
If you schedule a meeting with us for an initial consultation, here is what you should expect:
- We’ll spend most of the meeting discussing your needs today and your concerns about your financial future.
- We’ll answer all your questions regarding our firm, fees, approach to working with clients, and the services we provide.
- We’ll talk about your current plan or investment strategy and make notes for our follow up email / letter described below.
- You’ll leave the office knowing exactly what working with us would look like and how much it would cost.
- We certainly will not put you on the spot by asking you to make a decision to hire us. This is your decision to make on your timetable. We acknowledge the fact that we are not the right fit for everyone.
Although we may discuss ideas with you during the meeting, our goal is to spend most of our time together listening, rather than attempting to provide immediate solutions before fully understanding your situation.
After the meeting we will put together our thoughts concerning the specific areas where we believe we may be able to help. We will include a detailed breakout of any costs associated with our services, as well as next steps should you decide to hire us. You will receive all this information via email, so you can carefully review it, and reply with any additional questions you may have before deciding to hire us.
Please note there is no obligation or cost associated with the initial consultation. Any information we provide, related to this meeting, is yours to keep.